What is Midas Certegy Ezi-pay?

We offer a payment plan option through Certegy Ezi-Pay so you can make a purchase today and pay for it over time in convenient fortnightly instalments. The application process is simple with no invasive questions and fast approval times. One of the great benefits of a Certegy Ezi-Pay payment plan is that you never pay interest on the amount you owe.

Frequently asked questions

How do I apply for Certegy Ezi-Pay?

  • To be over 18 years of age and be an Australian Permanent Resident
  • To be employed fulltime, working a minimum of 30 hours per week or be an Aged or Veteran's Pensioner.
  • To have a bank account or credit card in your name
  • Have valid photo identification (usually a driver’s license)

If you don’t meet the above requirements your application may be approved but we may ask for more information so we can assess your circumstances in more detail. Alternatively, you can pre-apply online.

What are the benefits of applying online?

By applying online, you complete part of the process before you shop. An account is set up for you and your pre-approval number and the maximum amount you can use your payment plan for is confirmed.

Your payment plan will only be finalised when you shop by taking your pre-approval number and ID with you to your chosen Midas store. Pre-approval only lasts for 60 days, so make sure you shop before the expiry date or you’ll need to re-apply.

How long does the application process take?

Just provide your nominated account details and appropriate identification and the easy application takes 10 minutes and you can have approval in up to 5 minutes 

How much deposit is required?

A minimum 25% deposit is required for all purchases at Midas for Certegy Ezi-Pay transactions

What are the set up fees and charges for a Certegy Ezi-Pay payment plan?

You will pay an establishment fee of $50 to set up your account, and this is payable over the term of the plan. There is a monthly account keeping fee of $3.50 which will be direct debited whilst your account remains active and a $2.95 payment processing fee that is included with each fortnightly payment. You know exactly how much you will get charged as long as you stick with your payment schedule, best of all there is No Interest Ever!

How long are the Certegy Ezi-Pay payment plans?

Certegy Ezi-Pay payment plans through Midas can be set up for 6,12 or 18 months

Book Online now or Find Your Nearest Store


*Certegy Ezi-Pay is not available at all Midas stores - Please check availability with your local store.

 *Continuing credit provided by Certegy Ezi-Pay Pty Ltd. Fees (including Establishment Fee, Monthly Account Keeping fees and Payment Processing fees) charges, terms, conditions and lending criteria apply. Ask in-store for details or visit certegyezipay.com.au