What is Midas humm?

We offer a payment plan option through humm so you can make a purchase today and pay for it over time in convenient fortnightly instalments. The application process is simple with no invasive questions and fast approval times. One of the great benefits of a humm payment plan is that you never pay interest on the amount you owe.

Frequently asked questions

How do I apply for humm?

You can apply online at shophumm.com.au or by downloading the humm App.

To apply you need to be:

  • Over 18 years of age and be an Australian Permanent Resident
  • Employed fulltime, working a minimum of 30 hours per week or be an Aged or Veteran’s Pensioner.
  • Have a bank account or credit card in your name
  • Have valid photo identification (usually a driver’s license)

If you don’t meet the above requirements your application may be approved but we may ask for more information so we can assess your circumstances in more detail. Alternatively, you can pre-apply online.

What are the benefits of pre-approval?

You can apply for pre-approval online or by downloading the humm App. Pre-approval means you complete part of the process before you shop and you can shop with confidence. An account is set up for you and your pre-approval number and the maximum amount you can use your payment plan for is confirmed.

Your payment plan will only be finalised when you shop by taking your pre-approval number and ID with you to your chosen Midas store. Pre-approval only lasts for 60 days, so make sure you shop before the expiry date or you’ll need to re-apply.

How long does the application process take?

Just provide your nominated account details and appropriate identification and the easy application takes 10 minutes and you can have approval in up to 5 minutes 

How much deposit is required?

A minimum 25% deposit is required for all purchases at Midas for humm transactions

What are the set up fees and charges for a humm payment plan?

You will pay an establishment fee of $50 to set up your account, and this is payable over the term of the plan. There is a monthly fee of $8.00 which will be direct debited whilst your account has a balance. You know exactly how much you will get charged as long as you stick with your payment schedule, best of all there is No Interest Ever!

How long are humm payment plans?

Humm payment plans through Midas can be set up for 6,12 or 18 months

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*Humm is not available at all Midas stores – Please check availability with your local store.

 *Credit approved applicants only; fees, terms, conditions, minimum amounts and exclusions apply.  Credit provided by Certegy Ezi-Pay Pty Ltd ABN 28 129 228 986. Ask in-store for details or visit shophumm.com.au